eFIN Solution

Addressing the Challenges of the Blockchain Industry


What follows describes issues that the blockchain industry is currently facing, why eFIN solves them and the value that the protocol accrues as a solution to these problems.


The blockchain industry has had exponential growth with the recent influx of investment capital and development of diversity of protocols but despite hitting over $1 Trillion market capitalization, the experience in the decentralized applications (DApps) is challenging to say the least. Most of the issues revolve around the fact that you need different web apps for each feature that you want to use in blockchain, as well as integrating and porting your wallet over for each website. Users are expected to apply different network configurations depending if they're interacting with ETHEREUM, BNB CHAIN or any other similar protocol. This is simply overwhelming, even for tech savvy users who struggle to understand what the difference is between BTC, sBTC, wBTC, BTCB, etc. These are all BITCOIN but they live in different protocols like ETHEREUM and BINANCE. The specifics of what a blockchain is and what it entails are leaked to the user without proper guidance or documentation.


When you have an image on the internet, you can easily send it to Facebook, Instagram, Twitter and many other websites. If you are using emails it doesn't matter if the sender is using Gmail and you are using Outlook. The many stacks of protocols of the internet used to move content are abstracted from the user in the form of a browser or a client application. In cryptocurrency, moving from BTC to a staking pool in sBTC on curve.fi can be a daunting task for the average internet user. USDT lives in ETHEREUM, BNB CHAIN and TRON so if you think it's easy to jump from one to the other in a single command you are wrong! It takes multiple steps and checks to be able to transfer using bridges and wallets connected through the browser and client applications. The capital is separated in silos.


So, let's say our users have aced every test and are ready to take the 10x ROI they've earned through blockchain services. How do they pay the rent? How do they buy at the store? What if they just earned a lot in fiat and want to further increase their crypto holdings? In most countries they're in for an adventure. Users might need to open accounts with new banks, share their private information with multiple parties and have to make multiple manual trades to get from their current crypto holdings, to BITCOIN and then to fiat. This isn't an appealing way to spend your time.

The eFIN Solution

All the complexity of rates, trades and jumping from one platform to another is fully automated and hidden under a smooth user experience.


Powered by FibSWAP

Use a two-click solution to take your capital into a smart contract platform like BNB Chain across multiple platforms like ETH, Polygon, AVAX and more. So, if you've been earning rewards for providing liquidity on eFIN DEX or other exchanges, you can then withdraw your WeFIN or other cryptos and custody directly in your native wallet on the eFIN DEX. This is the internet of value.


eFIN DEX allows users to access the multi-billion dollar liquidity and DeFi ecosystem on BNB Chain. The eFIN DEX is the cornerstone of a set of financial services that will facilitate the generation of yield from users’ cryptocurrency capital. Moreover, that crypto is safely stored in eFIN DEX’s native protocol wallet generated from a single seed phrase, allowing users to access a diversity of blockchain features without extra steps. Users can manage their assets, create a multisig, make a trade or use the latest DAPP in 1 minute and not 1 hour. The wallet supports BITCOIN, LITECOIN and ETHEREUM along with blue chip ERC20 tokens and also BEP20 tokens from BNB Chain along with AVAX, Polygon and more.

SuperSimpleSwap.com INTEGRATION


Through NIMIQ’s partnership with TEN31 BANK, we have integrated part of the NIMIQ OASIS PROTOCOL in the eFIN DEX which features the SuperSimpleSwap.com fiat to crypto on/off ramp. This means that users will be able to go from EUR to BTC and trade on the eFIN DEX with a few, simple clicks of a button.


Onramper allows users to buy crypto directly from the eFIN DEX platform. Onramper is a fiat-to-crypto on ramp aggregator which implements all major onramps in a single solution. This allows eFIN to get global coverage of supported countries, payment methods, cryptocurrencies and fiat currencies.

Onramper integration eFIN


(built on BNB Chain)

A secure, peer-to-peer, non-custodial, decentralized exchange with ultra-secure crypto storage wallets.


(powered by Nimiq OASIS)

Buy and sell up to $1000 USD/month with no registration and no additional KYC.
Buy and sell up to $5000 USD/month with the ‘TEN31 Pass’ KYC solution.
1.5% flat network fees.

Bonding & Staking


WeFIN Bonding and Single Staking as a fork of OlympusDAO.

eFIN Bridge

(powered by FibSWAP)

A custodial, multisig, cross-chain solution that allows users to swap BNB Chain WeFIN to ETH, Polygon, AVAX and more.

Purchase with Card

(powered by Onramper)

Get the best of the major fiat gateways, hassle-free. Supports 23 payment methods and 200+ tokens in 180 countries.